15 Affordable Cat Breeds (With Pictures)

Choosing a cat depends on many things, but for many, affordable cat breeds are the best place to start exploring cat ownership.

However, it’s essential to look beyond the initial purchase price and consider long-term costs like grooming, veterinary care, and food. Even though you might pay less upfront, the rest of the cost will relatively remain the same.

In this post, we will explore 15 of the most affordable and budget-friendly cat breeds that are wonderful additions to any home. They bring their distinctive charm and characteristics, making each a great choice for different types of cat enthusiasts.

Remember, while the acquisition cost is a factor, the long-term love and companionship they will provide are priceless!

Note: Some of these breeds are very expensive if they are show-quality; this is why they are listed in our most expensive cat breed list as well.

15. Balinese $850–$1,500

Balinese cat laying down near window

The Balinese, renowned for its striking blue eyes and luxurious tail, isn’t just about looks; this breed is also one of the more affordable Siamese-related breeds to own. Balinese cats typically range from $850 to $1,500, a price that often reflects their purebred status, initial veterinary costs, and the care that breeders put into raising them. Recognized for their intelligence and sociable nature, Balinese cats form strong bonds with their owners and are known to be quite vocal.

Not only does owning a Balinese cat mean you’ll have a beautiful and affectionate companion, but it also means you’ll have a cat with a silky coat that’s easier to manage compared to some other long-haired breeds. These cats shed less and are known for being hypoallergenic, which can also save you on cleaning costs and allergy medications.

14. Scottish Fold $800–$1,100

Scottish Fold Cat Names - Inspiration for Naming Your Feline Friend

The Scottish Fold stands out with its unique folded ear structure, a genetic mutation that gives them an irresistibly charming owl-like appearance. These cats fall into the more affordable spectrum of purebreds, with prices ranging from $800 to $1,100. They are known for their sweet temperament, making them great pets for families and individuals alike.

Despite their unique looks, Scottish Folds are relatively low maintenance. They require regular brushing to keep their coats healthy, which can help save money on grooming over their lifespan. Their calm and affectionate demeanor makes them great companions, particularly for those living in apartments or smaller spaces.

13. Ragamuffin $800–$1,500

Ragamuffin standing side body looking

The Ragamuffin is a breed beloved for its friendly nature and plush, rabbit-like fur. With a price range of $800 to $1,500, they’re an ideal choice for someone looking for a large, gentle lap cat who acts almost like a dog.

They are known for their dog-like loyalty and will often follow their owners around the house with endearing devotion.

These cats require regular grooming to maintain their beautiful fur, but this is a small investment compared to the companionship they offer.

Ragamuffins are also known for their adaptability and can easily become a part of any family dynamic, proving that sometimes the most affordable cat can also lead to the richest experiences.

12. Persian $800–$1,500

Grey Persian Breed Standing Side Body Looking At Down Towards Camera

Persians are often associated with luxury and opulence, but owning one of these regal cats can be surprisingly affordable, with prices usually ranging between $800 and $1,500. Known for their long, glamorous coats and distinctive flat faces, Persians are a symbol of gentle and laid-back temperament.

However, Persians do require a bit more upkeep with daily grooming essential for maintaining their coat and preventing mats. Therefore, while the upfront cost is reasonable, the maintenance can add up. Luckily, their placid nature often makes the grooming process a bonding experience rather than a chore.

11. Oriental Cat $800–$1,200

Oriental shorthair cat black eyes

The Oriental Shorthair and Longhair breeds boast a sleek body design and come in a wide variety of colors and patterns. These cats typically range in price from $800 to $1,200.

They share many personality traits with their Siamese relatives, including being outgoing, intelligent, and very vocal. But being on our list of affordable cat breeds will not make them less valuable cats!

While the long-haired variety might require a bit more grooming, Orientals are generally low-shedding cats, which can mean fewer expenses on cleaning and grooming supplies. Their love for interaction can make them the center of attention in any household without putting stress on your wallet.

10. Exotic Shorthair $800–$1,500

Purebred Exotic Shorthair laying on the floor

If you adore the Persian’s features but are seeking a cat with a little less grooming demand, the Exotic Shorthair might be your best option. Falling in the price range of $800 to $1,500, these cats have the affectionate and calm disposition of the Persian but with a shorter, plush coat that is easier to maintain.

Exotic Shorthairs often develop deep bonds with their family members and provide the perfect dose of relaxation and entertainment.

They’re an excellent choice for those who want a less demanding coat-care routine without sacrificing the luxury of a purebred, making the Exotic Shorthair one of the cheapest cats to keep looking fabulous.

9. Himalayan $700–$1,200

Himalayan breed with blue eyes

The Himalayan cat breed, often seen as a sub-breed of the Persian, features the same luxurious long coat and a similar flat face. They range in price from $700 to $1,200, offering a slightly more affordable alternative to the traditional Persian.

Their gentle, calm nature makes them perfect companions for individuals and families, and they adapt well to indoor living.

Like the Persian, Himalayans do require regular grooming to maintain their coat’s condition, so keep that in mind if you’re considering this breed. Despite this, their loving personalities and relatively low initial price make them a valuable addition to the household.

8. Abyssinian $700–$1,200

Abyssinian cat laying down looking at the birds outside the window

Abyssinians are renowned for their striking, wild look and active demeanor. This breed is cost-effective to own, with prices averaging between $700 and $1,200. They are known for being excellent jumpers and climbers, so they provide tons of entertainment without the need for expensive toys.

Moreover, Abyssinians have a short, easy-to-care-for coat that doesn’t require constant grooming, saving you time and money in the long run. Their inquisitive and playful nature ensures you’ll have an affectionate and engaging pet without a hefty price tag.

7. Siamese $500–$1,000

Female Blue Point Siamese cat sitting elegantly

One of the most iconic cat breeds, the Siamese, is not only distinctive for its striking blue eyes and sleek body but also for being relatively economical to bring into your family, with costs usually between $500 and $1,000.

They’re sociable, intelligent, and known for their loud and distinctive meow.

The coat of a Siamese is short, glossy, and low-maintenance, which can translate into savings on grooming.

Moreover, Siamese cats are generally healthy and have a lifespan that provides excellent value-for-money in terms of years of companionship.

6. American Bobtail $350–$800

The American Bobtail, with its wild appearance and unique bobbed tail, makes for an intriguing and affordable pet option within a price range of $350 to $800. Unlike some other breeds, American Bobtails are not as demanding in terms of grooming needs, thanks to their natural-looking coat, which can be either short or long.

American Bobtails are also renowned for their dog-like personalities, including loyalty and playfulness. They’re great with children and other pets, making them a well-rounded cat that won’t strain your finances.

5. Burmese $300–$600

Burmese kitten laying on the floor

Burmese cats offer a stunning, sleek aesthetic and a charming personality for a price that ranges between $300 and $600, making them one of the more affordable pedigreed cats.

Well-known for their friendly and outgoing nature, the Burmese form strong bonds with their owners and love to be involved in family activities.

They are low-maintenance in terms of grooming, with a short, fine coat that requires very little upkeep. Their affectionate disposition and minimal care needs make the Burmese an incredibly cost-effective pet.

4. Egyptian Mau $200–$900

Beautiful Egyptian Mau cat with green eyes looking directly at the camera

The Egyptian Mau is one of the few naturally spotted breeds of domesticated cat, with a history that can intrigue any cat aficionado. Interestingly, the price of an Egyptian Mau ranges from $200 to $900, which is relatively affordable for a breed of such distinction.

They are active, friendly, and have the special ability to “chirp” and “chortle.” Their medium-length coat is not overly demanding in terms of grooming, meaning less expenditure on grooming tools and services.

Additionally, the Egyptian Mau’s loyal and playful nature ensures that you’ll get plenty of value from your initial investment in the form of affection and entertainment.

3. American Curl $200–$600

Known for their trademark curly ears, American Curls stand out in the feline world not just for their looks but also for their moderate price tag, ranging from $200 to $600. These cats are adaptable and can thrive in various living situations, making them a great choice for different types of cat owners.

The American Curl’s coat, whether long or short, is low maintenance, and the breed is generally healthy, which can minimize vet bills. Engaging and sociable, the American Curl can provide endless joy without depleting your pocketbook.

2. American Longhair $20–$150

The American Longhair, sometimes simply referred to as Domestic Longhair, is the long-hair version of the American Domestic Shorthair. While they might look like a luxurious breed, their prices are surprisingly modest, ranging from $20 to $50, remarkably making them one of the most budget-friendly cats to own.

Their coat does require routine grooming, but this can be a relaxing routine that strengthens the bond between you and your pet. They’re typically easy-going and adaptable, making them a low-cost pet for both first-time and experienced cat owners.

1. American Shorthair $20–$50

American shorthair cat laying pose

At the top of our list for the cheapest cats to own, the American Shorthair is not only an affordable choice, with a price range of just $20 to $50, but also a truly classic pet. This breed is known for its robust health, good looks, and friendly, adaptable nature. American Shorthairs are ideal family pets, being both playful and affectionate.

The American Shorthair’s minimal grooming needs and generally good health make it an incredibly economical choice. Their easy-going personality ensures they fit in well with the majority of homes, providing years of companionship at a minimal cost.


Owning a cat doesn’t have to strain your finances. With the 15 breeds we’ve highlighted, you can find a feline friend that fits your budget and enriches your life without leading to a financial burden.

Remember to consider not just the initial cost, but also the long-term care expenses when selecting your purr-fect pet. With careful consideration, you can enjoy the love and companionship of an affordable cat breed that brings endless joy and warmth into your home.